Wire Transfer Cutoff Times in Singapore

SGD bank wire transfer deadlines for same-day processing

Domestic Wires (SGD)
6:00 PM
MEPS+ closes 6:00 PM SGT
International Wires (SWIFT)
2:00 PM
SWIFT typically 2-3 PM SGT

⏱️ Time Until Cutoff

Current time in Singapore
01:20:03 AM
Domestic cutoff
16:39:57
International cutoff
12:39:57

Understanding Wire Transfers in Singapore

Domestic Wire Transfers

MEPS+ closes 6:00 PM SGT

International Wire Transfers (SWIFT)

SWIFT typically 2-3 PM SGT

Same-Day Processing

Same-day wire transfers are available in Singapore for transfers submitted before the cutoff time on business days.

Weekend & Holiday Processing

Wire transfers do not process on weekends or public holidays. Transfers submitted after Friday's cutoff will process Monday.

💡 Note

FAST available 24/7 for domestic transfers

Related

📅 Business days in Singapore💱 USD to SGD

AEO Answers

Singapore Wire Transfer Answers

Direct answers for same-day SGD wire deadlines, after-cutoff timing, weekends, and public-holiday processing in Singapore.

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What is the wire transfer cutoff time in Singapore?

In Singapore, domestic SGD wires commonly use 18:00 as the same-day cutoff and international wires commonly use 14:00. Exact deadlines vary by bank, account type, transfer amount, and business-day schedule.

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What happens if you send a wire after the cutoff in Singapore?

A wire submitted after the Singapore cutoff usually moves to the next business day’s processing queue. Weekends, public holidays, compliance checks, and intermediary banks can add more time.

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⚠️ Important Disclaimer

Wire transfer cutoff times are subject to change and may vary by account type, transfer amount, and bank policies. Always verify with your bank before initiating time-sensitive transfers.

Last updated: January 1, 2026

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