Wire Transfer Cutoff Times
Know the deadline to send same-day wire transfers by country.
Check Cutoff in Your Time
Cutoff Times by Country
| Country | Domestic | International | |
|---|
| 🇺🇸United States(USD) | 5:00 PM ET | 3:00 PM ET |
| 🇬🇧United Kingdom(GBP) | 5:30 PM GMT | 2:00 PM GMT |
| 🇪🇺European Union(EUR) | 5:00 PM CET | 2:00 PM CET |
| 🇯🇵Japan(JPY) | 3:00 PM JST | 11:00 AM JST |
| 🇦🇺Australia(AUD) | 5:00 PM AEST | 12:00 PM AEST |
| 🇸🇬Singapore(SGD) | 5:00 PM SGT | 1:00 PM SGT |
| 🇭🇰Hong Kong(HKD) | 5:30 PM HKT | 12:00 PM HKT |
| 🇨🇭Switzerland(CHF) | 4:00 PM CET | 12:00 PM CET |
Important Notes
- Cutoff times vary by bank — check with your specific bank for exact deadlines
- Weekend and holiday wires typically process on the next business day
- International wires sent after cutoff may take an additional day
- Some banks offer extended hours for premium/business accounts